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Cómo elegir el fondo de inversión que más te conviene

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Cómo elegir el fondo de inversión que más te conviene
La selección de fondos requiere un análisis detallado del mercado.

La selección de fondos requiere un análisis detallado del mercado.

Resumen:

Los fondos de inversión son un método sencillo para que los inversores novatos pongan a trabajar su dinero en los mercados. Ofrecen excelentes ventajas, como agrupar en un solo producto una cartera diversificada, con fiscalidad nula en lo que a traspasos de fondos se refiere, característica que permite al inversor rotar entre fondos con diferentes niveles de riesgo, si así lo desea, sin coste alguno. Supone un método de inversión notablemente más barato que el que tendría una inversión directa en los valores (acciones, bonos, depósitos) que componen la cartera del fondo y estaría gestionado por un profesional, conocedor de los mercados financieros.

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